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Polymarket Deposit Methods in the UK: Bank Transfer, Crypto & More

How to deposit on Polymarket in the UK in 2026 — bank transfer, open banking, crypto, Klarna and fees explained. All methods work via PolyGram.

Marc Jakob
Senior Editor — Prediction Markets · · 2 min read
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How to Deposit on Polymarket from the UK

Polymarket enforces geoblocking against UK-based users, yet PolyGram provides unrestricted access to the identical CLOB order book alongside purpose-built UK payment rails. Every contract resolves in USDC on the Polygon network.

UK Deposit Methods Available on PolyGram

Bank Transfer (Faster Payments / Open Banking)

British traders can top up their PolyGram wallet using Faster Payments via PolyGram's fiat gateway partner. Your pounds convert to USDC instantly, with settlement usually occurring within 5 minutes. The minimum entry point stands at £10. PolyGram itself levies no charge — the gateway operator applies a 1–1.5% conversion fee.

Debit & Credit Card

Both Visa and Mastercard debit cards work seamlessly. Note that credit card transactions may be rejected by your issuer if flagged as cash advances — debit cards are the safer choice. The on-ramp charges roughly 1.8% for card-based funding.

Klarna

Klarna's Pay Later service is available for qualifying UK members. The feature allows you to execute trades immediately whilst deferring payment for up to 30 days interest-free. You'll need an active, compliant Klarna account to use this option.

Crypto (USDC, ETH, BTC)

Transfer USDC directly into your PolyGram Polygon address from any major custodian (Coinbase, Kraken, Binance). You may also send ETH or BTC — PolyGram's bridge automatically swaps these to USDC. This represents the quickest and most economical route for frequent traders. Polygon confirmations occur in under 60 seconds.

Deposit Fees Comparison

  • Bank transfer: ~1–1.5% on-ramp fee
  • Debit card: ~1.8% on-ramp fee
  • Klarna: 0% (interest-free 30-day)
  • Crypto (USDC direct): ~$0.001 Polygon gas only

Minimum and Maximum Deposits

Minimum entry is $10 equivalent. PolyGram imposes no ceiling on deposit amounts. KYC verification becomes mandatory once your cumulative deposits exceed $1,500. The identity check process completes in 2–5 minutes.

How Long Do Deposits Take?

  • Bank transfer: 2–10 minutes
  • Card: instant–3 minutes
  • Crypto USDC: 30 seconds–2 minutes

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Marc Jakob
Senior Editor — Prediction Markets

Marc has covered prediction markets and crypto order flow since 2018. Writes for PolyGram on market structure, on-chain settlement, and regulatory developments.